Pay your student loans
debt with every swipe

Debt can be a pain in the peach. Our products help you pay down your debt faster to get you financial peach of mind.

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How it works

Connect your accounts
Enable Round-Ups
Swipe and pay down debt

See how much Peach can save you

Let us show you how soon you could become debt-free with Peach

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Why Peach

Earn reward points

Spending on the Peach card accumulates rewards that go directly towards paying off existing debts.

Round ups

Enable auto-round ups for all banking transactions to accelerate your debt repayment.

Build credit

No hard credit check. Monthly spend reported to the credit bureaus to build credit.

Personal finance & budgeting

Get real-time insights into your spending across all your bank accounts and loans.

Transparent pricing

We charge $5/month for our round-ups and personal finance offerings.

Data protection

Security is our top priority. We are FDIC insured and use 256-bit AES encryption.

The Peach debit card is coming

Join our waitlist to be the first to know when we launch the Peach debit card so you can start paying off your debt with cash-back rewards.

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One price to rule them all

Debt is complicated. Peach pricing isn't.

$4.99 / mo

14 day free trial
Peach Lite
Round-ups
Debt calculator
Budgeting
Personal finance management
Cancel anytime

$10 per month

Peach+
Round-ups
Personal finance management
Budgeting
Debt calculator
Peach debit card
Builds credit
Cashback rewards towards debt

Frequently asked questions

Is there a free trial available?

Duh. We believe everyone should test drive a car before they drive it off the lot. You can try us for free for 14 days.

What are round ups?

For every transaction you make across all of your banking accounts, peach will round up the transaction to the nearest dollar (i.e. $4.68 will be rounded up by $0.32 to $5.00). The round-up amount will go directly to paying down your debt, chipping away at your total outstanding loan balance.

When does Peach pay down my debt?

Unlike other rewards programs, you don’t have to manage your points. Once a month, Peach will take your accumulated round-ups and automatically transfer them to paying down your highest impact loan. Isn’t payback a peach?

What type of debt can Peach help me pay off?

While we are only able to pay down student loans today, credit card debt, personal loans, Buy Now Pay Later, and auto loans are just around the corner. We are working very hard to get a peach of your debt, regardless of what type.

What if I have multiple loans each with different terms?

Peach prioritizes your different types of loans and focuses on paying down smarter, not harder. Your peach points will pay down debt with the highest interest rate first to maximize your savings.

What is your cancellation policy?

No strings attached. If we’re not your vibe, then peach out! ✌