Say goodbye to

Peach creates a personalized step-by-step
plan for you to pay off your debts.

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Start saving in minutes

Download the app and instantly see how much you can save with Peach Payoff Planner.

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Get out of debt faster

Peach creates a repayment plan that focuses on getting you out of debt faster & saving you money.

Get started

Keeping you on track

Monitor your progress in paying off your debts and make sure you’re sticking to the plan.

Get started

Start saving in minutes

Download the app and instantly see how much you can save with Peach Payoff Planner.

Get started

Get out of debt faster

Peach creates a repayment plan that focuses on getting you out of debt faster & saving you money.

Get started

Keeping you on track

Monitor your progress in paying off your debts and make sure you’re sticking to the plan.

Get started

See how much Peach can save you

Download our app to unlock these savings and pay off your debt faster

Select type of debt
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Outstanding debt amount
$15000
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Monthly payment
$328
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Without Peach
$22,250
Total Payment
With Peach
$12,250
Total Payment

With Peach*, you could save $10,000 in interest expense and accelerate your debt-free timeline by 18 months. 🥳


*This is an estimate based on standard assumptions and is not specific to the full details of your loan.

How it works

Connect your accounts
Enable Round-Ups
Swipe and pay down debt

See how much Peach can save you

Let us show you how soon you could become debt-free with Peach

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Why Peach

Earn reward points

Spending on the Peach card accumulates rewards that go directly towards paying off existing debts.

Round ups

Enable auto-round ups for all banking transactions to accelerate your debt repayment.

Build credit

No hard credit check. Monthly spend reported to the credit bureaus to build credit.

Personal finance & budgeting

Get real-time insights into your spending across all your bank accounts and loans.

Transparent pricing

We charge $5/month for our round-ups and personal finance offerings.

Data protection

Security is our top priority. We are FDIC insured and use 256-bit AES encryption.

Frequently asked questions

Is there a free trial available?

Duh. We believe everyone should test drive a car before they drive it off the lot. You can try us for free for 14 days.

What type of debt can Peach help me pay down?

Peach can help you pay down credit card debt, auto loans, student loans, and mortgages, personal loans and medical debt. BNPL is just around the corner. We are working very hard to get a peach of your debt, regardless of what type.

How does Peach monitor my credit?

Peach tracks your credit score and provides you with real-time updates as it changes so you can ensure you’re staying on top of all of your payments. We also provide you with personalized recommendations on how you can improve your credit score.

Is Peach secure and safe to use?

We use bank-level 256-bit encryption to ensure your data is protected. We also never store any of your banking credentials and will disconnect your information from our app if you cancel your account.

What if I have multiple loans each with different terms?

Peach prioritizes your different types of loans and focuses on paying down smarter, not harder. Your peach points will pay down debt with the highest interest rate first to maximize your savings.

How much does Peach cost?

It's FREE! ✌