Pay your student loans
debt with every swipe

Track your credit score in real-time and pay off your debt - achieve financial peach of mind 🍑

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Peach - Pay down debt with every swipe | Product Hunt
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Rewrite your financial story

Pay Off Debt

Manage all of your different loans and pay them off through our central loan portal or Round-Ups.

Credit Monitoring

Track your credit score with real-time updates to make sure you’re getting credit where credit is due.

AI-Driven Advice

Peach will give you customized advice on how to improve your credit score and save money on your loans.

See how much Peach can save you

Download our app to unlock these savings and pay off your debt faster

Outstanding debt amount
$15000
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Monthly payment
$328
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Without Peach
$22,250
Total Payment
With Peach
$12,250
Total Payment

With Peach, you could save $10,000 in interest expense and accelerate your debt-free timeline by 18 months. 🥳

How it works

Connect your accounts
Enable Round-Ups
Swipe and pay down debt

See how much Peach can save you

Let us show you how soon you could become debt-free with Peach

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Why Peach

Earn reward points

Spending on the Peach card accumulates rewards that go directly towards paying off existing debts.

Round ups

Enable auto-round ups for all banking transactions to accelerate your debt repayment.

Build credit

No hard credit check. Monthly spend reported to the credit bureaus to build credit.

Personal finance & budgeting

Get real-time insights into your spending across all your bank accounts and loans.

Transparent pricing

We charge $5/month for our round-ups and personal finance offerings.

Data protection

Security is our top priority. We are FDIC insured and use 256-bit AES encryption.

The Peach Debit Card is coming

Join our waitlist so you’re the first to know when the Peach debit card launches. It’s the first card that builds credit and pays off your debt with cash-back rewards.

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One price to rule them all

Debt is complicated. Peach pricing isn't.

🎓

Coming Soon

Enjoy while we are free!
Peach Lite
Credit monitoring
Round-Ups
AI-Driven recommendations
Access to financial experts
Personal finance management
Debt-free calculator
Download the app 🎉

Frequently asked questions

Is there a free trial available?

Duh. We believe everyone should test drive a car before they drive it off the lot. You can try us for free for 14 days.

What type of debt can Peach help me pay down?

Peach can pay down credit card debt, auto loans, student loans, and mortgages, personal loans and medical debt. BNPL is just around the corner. We are working very hard to get a peach of your debt, regardless of what type.

How does Peach monitor my credit?

Peach tracks your credit score and provides you with real-time updates as it changes so you can ensure you’re staying on top of all of your payments. We also provide you with personalized recommendations on how you can improve your credit score.

Is Peach secure and safe to use?

We use bank-level 256-bit encryption to ensure your data is protected. We also never store any of your banking credentials and will disconnect your information from our app if you cancel your account.

What if I have multiple loans each with different terms?

Peach prioritizes your different types of loans and focuses on paying down smarter, not harder. Your peach points will pay down debt with the highest interest rate first to maximize your savings.

What is your cancellation policy?

No strings attached. If we’re not your vibe, then peach out! ✌